Net Worth

Net Worth Worksheet

To figure your net worth, add up the value of all your assets and the value of all your liabilities separately. Then subtract the total value of your liabilities from the total value of your assets.

Assets

Bank accounts                            $________ 

• Checking
• Savings
• CDs
• Money market

 

Personal property                       $________ 

• Home
• Home contents
• Automobile
• Boat/recreational vehicle
• Collectibles
• Jewelry

 

Investments                                $________

• Stocks
• Bonds
• Mutual funds
• ETFs
• Real estate/REITs
• Life insurance (cash surrender value)
• College savings plans
• Other investments

 

Retirement savings                     $________

• Employer-sponsored plans [401(k), 403(b), 457, SIMPLE, Keogh (including employer contribution if vested)]
• IRAs
• Defined benefit (pension) plan
• Annuities (cash surrender value)

 

Other                                          $________

• Money you’re owed
• Other assets

 

TOTAL ASSETS:                        $________
Liabilities

Credit cards                                $________

• Visa
• MasterCard
• American Express
• Other credit/charge cards

 

Personal loans                           $________

• Mortgage
• Additional mortgage/home equity loan
• Car loan
• Student loan
• Bank loans
• Other personal loans

 

Investment loans                        $________

• Brokerage account loan
• 401(k) loan
• Life insurance loan
• Business loan
• Other investment loans

 

Taxes owed                                $________

• Real estate taxes
• Income taxes
• Other taxes

 

Other                                          $________

• Current/unpaid bills
• Other debts

 

TOTAL LIABILITIES:                   $________

Total Assets – Total Liabilities = Net Worth $___________